Learning

I've learned how to get a job and how to contribute at that job but I never really learned how to make money.

I also never figured out what I am really passionate about. As soon as I think I have it, something else distracts me or I feel like I wouldn't be able to support myself let alone my family doing it.

Fear can be a paralyzing thing.

Ghosts

I was watching one of those ghost hunter shows and they mentioned that at one location people claimed to see a headless ghost. My problem with that is, assuming ghosts could exist, is that the soul or spirit is believed to reside in the brain. If so, I don't see how or why the ghost would be headless. Wouldn't the ghost still go around the way it was aware of itself no matter how the person died?